[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rlre.cz\/bez-penez-to-proste-nejde\/#Article","mainEntityOfPage":"https:\/\/www.rlre.cz\/bez-penez-to-proste-nejde\/","headline":"Bez pen\u011bz to prost\u011b nejde","name":"Bez pen\u011bz to prost\u011b nejde","description":"Investi\u010dn\u00edch \u00fav\u011br\u016f je na na\u0161em trhu velk\u00e9 mno\u017estv\u00ed, bankovn\u00ed i nebankovn\u00ed sektory se p\u0159edh\u00e1n\u00ed s\u00a0v\u00fdhodn\u00fdmi nab\u00eddkami, ale jak se v\u00a0tom[...]","datePublished":"2026-05-31","dateModified":"2026-05-31","author":{"@type":"Person","@id":"https:\/\/www.rlre.cz\/author\/#Person","name":"","url":"https:\/\/www.rlre.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rlre.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rlre.cz\/wp-content\/uploads\/img_a308408_w2018_t1519476314.jpg","url":"https:\/\/www.rlre.cz\/wp-content\/uploads\/img_a308408_w2018_t1519476314.jpg","height":0,"width":0},"url":"https:\/\/www.rlre.cz\/bez-penez-to-proste-nejde\/","about":["Pen\u00edze"],"wordCount":414,"articleBody":"Investi\u010dn\u00edch \u00fav\u011br\u016f je na na\u0161em trhu velk\u00e9 mno\u017estv\u00ed, bankovn\u00ed i nebankovn\u00ed sektory se p\u0159edh\u00e1n\u00ed s\u00a0v\u00fdhodn\u00fdmi nab\u00eddkami, ale jak se v\u00a0tom v\u0161em zorientovat a vybrat to prav\u00e9?\u00a0 V\u00a0prvn\u00ed \u0159ad\u011b mus\u00edte m\u00edt p\u0159edstavu o tom, jakou \u010d\u00e1stku si chcete p\u016fj\u010dit a k\u00a0\u010demu by m\u011bla b\u00fdt ur\u010dena, dobr\u00e9 je m\u00edt tak\u00e9 jasno v\u00a0tom, po jakou dobu chcete zap\u016fj\u010denou \u010d\u00e1stku spl\u00e1cet.Bankovn\u00ed sektorRychl\u00fd \u00fav\u011br\u00dav\u011br ur\u010den\u00fd na podnik\u00e1n\u00ed se splatnost\u00ed do 5 let, maxim\u00e1ln\u00ed v\u00fd\u0161e m\u016f\u017ee b\u00fdt a\u017e 1,5 milionu. Ze z\u00edskan\u00fdch pen\u011bz se d\u00e1 financovat vybaven\u00ed, reklama a propagace.LeasingIde\u00e1ln\u00ed volba pro n\u00e1kup dopravn\u00ed techniky, stroj\u016f a za\u0159\u00edzen\u00ed, automobil\u016f, letadel, lod\u00ed \u010di technologi\u00ed.Mal\u00fd \u00fav\u011brTento typ \u00fav\u011bru je \u00fa\u010delov\u00fd, splatnost je zde a\u017e 15 let a m\u016f\u017ee b\u00fdt poskytnut a\u017e do v\u00fd\u0161e 8 milion\u016f. Slou\u017eit by m\u011bl k\u00a0po\u0159\u00edzen\u00ed pozemk\u016f, v\u00fdrobn\u00edch hal \u010di rekonstrukc\u00ed.\u00da\u010delov\u00fdV\u00fdhodou je spl\u00e1tkov\u00fd kalend\u00e1\u0159 na m\u00edru a jeho pou\u017eit\u00ed je ide\u00e1ln\u00ed na investice, projekty, modernizaci nebo investov\u00e1n\u00ed do nemovitost\u00ed.FaktoringFaktoringje p\u0159edem smluvn\u011b dohodnut\u00fd odkup pohled\u00e1vek po datu splatnosti.\u00a0 Ve\u0161ker\u00e9 riziko dluhu p\u0159ech\u00e1z\u00ed z\u00a0odb\u011bratele na faktoringovou spole\u010dnost.\u00a0Nebankovn\u00ed sektorPokud pot\u0159ebujete pen\u00edze rychle, nap\u0159. na placen\u00ed z\u00e1vazk\u016f po splatnosti \u010di financov\u00e1n\u00ed provozu nebo z\u00e1sob, jsou tady nebankovn\u00ed \u00fav\u011bry t\u00e9m\u011b\u0159 na cokoliv do v\u00fd\u0161e a\u017e 10 milion\u016f se z\u00e1stavou, u ni\u017e\u0161\u00edch \u010d\u00e1stek je mo\u017en\u00e9 z\u00edskat pen\u00edze bez jak\u00e9hokoliv ru\u010den\u00ed. Na rozd\u00edl od b\u011b\u017en\u00fdch bank si spole\u010dnosti poskytuj\u00edc\u00ed nebankovn\u00ed \u00fav\u011bry dok\u00e1\u017e\u00ed poradit s\u00a0n\u00edzk\u00fdm hospod\u00e1\u0159sk\u00fdm v\u00fdsledkem, z\u00e1pisem v\u00a0registru dlu\u017en\u00edk\u016f, z\u00e1vazky vypl\u00fdvaj\u00edc\u00edmi z\u00a0dluhu na zdravotn\u00edm \u010di soci\u00e1ln\u00edm poji\u0161t\u011bn\u00ed.\u00darokyPodnikatelsk\u00e9 \u00fav\u011bry m\u016f\u017eete z\u00edskat s\u00a0\u00farokovou sazbou ji\u017e od 3,99 % a s RPSN od 4,7%. Na stanoven\u00ed \u00farokov\u00e9 sazby m\u00e1 vliv i hodnota zastavovan\u00e9 nemovitosti, u nezaji\u0161t\u011bn\u00e9 p\u016fj\u010dky mus\u00edte po\u010d\u00edtat s\u00a0\u00farokem vy\u0161\u0161\u00edm. Co se t\u00fdk\u00e1 poplatku za zprost\u0159edkov\u00e1n\u00ed nebo za veden\u00ed, tyto maj\u00ed jednotliv\u00e9 banky rozd\u00edln\u00e9 dle sv\u00fdch sazebn\u00edk\u016f, \u00fav\u011br m\u016f\u017ee b\u00fdt veden i bez poplatku.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez pen\u011bz to prost\u011b nejde","item":"https:\/\/www.rlre.cz\/bez-penez-to-proste-nejde\/#breadcrumbitem"}]}]